God Insurance

Why does religion sometimes leads people to throw all common sense and judgment out the window?

Although this kind of thing may sound like a good idea on the surface, the reality is that one big chronic illness could send this whole thing toppling down and leave someone who is really ill and in need of care, with crippling medical bills. Not only does not having health insurance mean there is no legal guarantee of coverage (or, at least as much guarantee as you have under the current system where insurance companies frequently find technicalities to avoid paying their bills) but it also means that, as individual purchasers of medical services, these people do not have the collective bargaining power to negotiate better rates. So, they're probably paying the highest price for the services they receive.

Add to that the fact that many health providers these days (as I found out during my mother's hip surgery) do not actually take cash patients any more, and you've got a recipe for disaster. Meanwhile, that person will be left with the inability to find private medical insurance that will cover them because their condition will be then classed as "pre-existing" and no profit-hungry insurer will touch that with a 12-foot bargepole.

Now, I don't know about you but, unless God is thinking of planting money trees sometime soon, I don't think faith alone can solve those problems.